After COVID 19, we agents now have the capability to meet clients virtually, leveraging video conferencing platforms and digital tools. This allows for seamless communication and personalized consultations regardless of geographical barriers. Through virtual meetings, we can provide tailored advice, discuss policy options, and address client concerns in real-time, ensuring a convenient and efficient experience. This approach enhances accessibility, flexibility, and ultimately, strengthens the client-agent relationship in the modern digital landscape.

Through our easy underwriting process, in most cases it only takes average 1-2 weeks for policies to get final decision without medical exam for clients under 60 years old.

1. We help you submit an application (30 mins)

2. Our preferred companies underwriting team will use your SSN to check on your medical records and public records

3. They might ask for additional information If needed

4. If approved, policies will be issued and start drafting based on clients' preferred draft date.

5. Physical /efile copy of policies will be delivered to clients. Agents will help clients download needed app and review the policy once more time.

Absolutely. We provide online and offline training, video trainings, live webinars, and all needed materials for all agents. We will also match you with one on one trainer that will help guiding new teammates step by step.